Keep Family Finance in Order
Create Meaningful Family Moments 
with Money DNA

Reduce $30k of debt within 12 months  

‘At the beginning I was nervous if I was wasting money on this, because I’ve tried many things in the past and didn’t work, and why would this be any different?

But something Winnie shared in our free Money FIT consultation caught my attention, and I decided to give it a try.

With Winnie’s help, we set a goal to pay off our personal debt and credit card debt in 18 months which is roughly $45k. Within 12 months, we have paid $30k so far, which is ahead of our plan, and I can’t wait to be debt free next summer.’

 Saving $2800 for emergency fund in 3 months

“Before we started the program, we were living paycheck to paycheck. We both make decent money but just never seem to be able to get ahead of things. I was hesitant because I was worried to spend money and not have anything be different. But within 3 months, we are able to catch up with bills without using credit card and have some leftover for saving.”

Reduced $15k of business loan; Saving $3,000 for emergency fund in 3 months

“I was concerned about signing up because of the cost. But after trying to manage things ourselves for a while, we were barely getting ahead as we planned. I realized that we need some help to see progress. It’s been 3 months since we started; we have paid down the business loan that Shaun has from $60k to $45k and put $3,000 in savings.

Paid off $9,000 credit card debt in 7 months

“I was worried that I would start strong but find it hard then give up within a few weeks. But thanks Winnie for the guidance and holding us accountable along the way; within 7 months, we have paid off $9,000 in credit card debt.’

Paid off $5000 credit card debt in 6 months

“In the past, I would be frustrated and agitated to tell my partner ‘we can’t pay the bills’ as we didn’t pay attention on our finances and had been overspending. It was out of control. Since working with Winnie, I know how to budget our household needs, and how to plan for things. My partner saw the result and is on board with what we do. I can’t tell you how relieved I am to be where we are now without having the blaming games over money.”

Saving $1200 for down payment in 3 months

‘Being a single parent is tough! While juggling between kids and work, I often found myself putting my own needs and pending bills to the last, and I was so unhappy and hopeless. And just like a negative spiral, things got worse last year while we are going through Covid. And I felt so lost and trapped.

One of my girlfriends introduced me to Money DNA community. Through the learning and support, I learned how to organize my own money to avoid late payments, and with the support and clear goals set up, I’m in the process of saving up toward my own home for myself and my children. I feel that I finally got my confidence and independence back, and it feels so good!’

Saving $25000 as down payment in 12 months

‘My wife and I are planning to retire in 5 years and part of our plan is to support our adult son and his partner to get into their home. While we were discussing our retirement plan with our financial planner, and an alternative idea of having our son to engage with Money DNA and learn how to save up their money got my attention. I thought sooner than later, he will have to deal with his own money issues like we always do, and it’s better for him to start learning the importance of money. And I thought whatever they can come up with would be a bonus and we can top up with the difference they need. Last weekend, my son told me that they are ready to get into the market, and I couldn’t be more proud of him. This is one of the best investments I’ve had in my life.’

Pay off $5000 credit card debt in 6 months

‘Thank you Money DNA for helping me pay off credit card debts that I have since I graduated from uni! I never thought that I would be able to be debt free, and now I feel so empowered and so free!’

Saving $1500 for emergency fund in 3 months

‘My mortgage broker introduced me to Money DNA to review my financial situation after we restructured my home loan. I was reluctant to pay big bucks for professional help because I don’t think I have much financial issues to deal with. And through engaging with Money DNA, I’m not only able to organize my money properly but also know how to deal with some money issues in life without stress too much I feel so much in control now!’

Saving $12,000 for down payment in 7 months

‘We recently just moved into our dream house and couldn’t be happier to have our own home for the growing family. We never thought we’d be able to build up our down payment in few month time on our own without too much pain and hassle. Thanks Money DNA for making our dream comes true.’