FAMILY FIANCE - CHRISTMAS DEBT

FAMILY FINANCE – CHRISTMAS DEBT
 
It was estimated a $23.9 billion spending on celebrating Christmas in 2021, mostly on presents and food, some on travel. That’s about $1,232 each.
And as tradition would have it, most of us use credit. The good news is that we’re getting better at repaying it, especially since the pandemic started (not being able to go out had at least one benefit?) .
 
The not-so-good news is that many of us don’t pay off the outstanding balance, letting interest grow, increasing the amount we end up paying.
 
At the start of 2021, 5 million Australians are left with Christmas debt and it’s estimated that 1 in 10 of us don’t expect to pay it off for at least 12 months .
That’s an expensive Christmas shop and a long debt hangover.
If this seems familiar, consider starting new year resolutions now.
 
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