FAMILY FINANCE – MONEY FIT –
CREDIT CARD – YOUR FRIENDS OR ENEMY?
Shelly seemed to be nervous and embarrassed when I first met her.
Shelly was close to her father before he passed away few years ago.
In fact, her father gave her the first credit card and told her to get what she needed and he would pay the bills off for her.
Shelly started working as a beautician few years ago and got herself a credit card sot hat she could freely getting things she wants.
Before she knew it, she had smashed out 3 credit cards- GE card, 2 bank cards. Luckily, her dad get it sorted for her.
Last year, Shelly met her love of the life and he asked her to move in with him.
Shelly was so excited about it, but when he suggested starting having a joint account so that they can plan things ahead together, she was panic.
‘In the past, my dad would help me out if I needed. I don’t know how to tell my bf about my debt. Will he still love me if I tell him that? Will he judge?’ Shelly said with fear and tears.
Credit card could be a great tool to manage your budget and daily expenses and accumulate points if you know how to use it wisely. But it could also be a nightmare if you get yourself into a credit debt.
Does the story resonate with you?
Book a 20 min Free Consultation to see how we can get your family finance back on track!
BE IN TOUCH:
EMAIL WINNIE @ MONEY DNA: email@example.com